Now The Negative

Back in July, one set of my tenants moved out so I needed to get it rented before I left for Vegas for 6 weeks. The tenants gave me little notice and I should have kept their damage deposit for that little stunt but I didn't (last time I do that…). I showed the place numerous times and no one wanted to rent it, for whatever reason. I ended up getting renters, two 20something year old males. They weren't my first choice, they were my only choice, since I had to go to Vegas in a few days and it was nearing the end of the month. I ended up giving the place to them…

Everything seems fine for all of August, and the tenant Adam calls me on my cell phone in Vegas and asks me to tell him what day I am coming back so he can have rental money in his account when I deposit the September rental check. I got back to Vancouver roughly September 4 then I called Adam my tenant, and ask him if I can deposit the rental check now. Really, the rental check is meant to be deposited on the first of every month, if it is not deposited on the first of every month then legally you are allowed to send your tenant documentation stating that they are late with the rent and they have five days to pay it or they have to move out.

I let him get away with not paying me the rent when I got back, he said on the phone that if I could give him a couple of days that he would have it all together. I agreed being the nice guy that I am then I called him back a few days later asking if he had the rent money and he said he was just waiting for a check to come in from his former employer and the checks were random and there is no set time when he would be getting the check, now I started to worry. I told him that I would give him four more days to get me a check and if he didn't have the money ready I would be coming to the condo to talk to him in person and getting the money in person. I told him I would be coming down to the condo to visit him that evening (September 14) at 7 PM. He then texted me back saying that if I could come at 9 PM, I didn't respond. Now I realized that Adam is taking me for a ride.

I went down to the condo just as I stated at 7 PM on the dot. Surprisingly Adam open the door, and the other tenants was walking out of the condo with a huge dog. They never told me they had a dog. This was not in the agreement, another problem to deal with. Anyways the condo reeks of booze and there is long dog hair all over the new maple laminate floors. Now I am super pissed, but I didn't say anything.

I listened to Adam's BS story, about why he didn't have the money. Apparently, he lost his job and now he was scrambling to find friends or family to lend him cash. He says he applied for a credit card which he was denied (surprise) and he was going to use the credit card to pay the rent. At that point I had had enough of the lies and excuses. I need to pay my mortgage I told him and this can't go on any longer it's September 14 and you haven't paid your rent this month. I told him to give me the keys and the remote controls for the condo. I then told him they had to leave now, "you cannot stay here the night" and they could call my cell phone tomorrow morning I would meet them back at the condo, and they can start moving out all their crap.

Back to the state of the condo. The condo was only used by them for one month and a half. The condo went from being a really nice place, to smelling like a nightclub after midnight. There was black dog here everywhere. I have no clue what kind of dog they had but that fucking dog was shedding dog hair like a madman. They told me that they apologize for the situation that happened and they would be cleaning up the mess and they would prove to me that they were responsible, lol. Yeah right….

Well the next three days, me and my wife had to clean up 99% of their mess, touch of the walls, vacuum all the dot hair, throw out three black large garbage bags full of beer cans and beer bottles. It was a nightmare that consumed the bulk of four days last week.

  I  told them that they had to get all of their furnishings out of the building. This never happened, me and my wife had to clean up all their mess and they left some personal belongings in the parkade that the strata council charged me with a $200 fine to get rid of.

These scumbags have little respect for other people and other people's property. The lesson I learned was, two males should never be chosen as tenants. Men are generally dirtier than women and if you have 2 together it's even worse. Do not rent to people in their early 20s unless they seem responsible. References can be faked (their friends can pretend to be their landlord reference).

  In this province, renters have too many rights. I wasn't about to let these scumbags stay in my condo for three months free, while I took them to the arbitration board. Sometimes you need to put the law in your own hands because many laws are in favor of the people creating all the problems.

Now I can say my condo is completely cleaned I touched up with paint in the places that needed touching up and I should be securing new renters this evening. They're meeting me with the damage deposit as well as 12 months post dated checks I am renting it to two women and one of their boyfriends. Women are always better to have as renters than men, because they are cleaner usually and from my experience they seem more responsible.

Has this scared me in any way? Hell no! When you rent properties to people there is always going to be something, however if you look at the big picture rent will pay your mortgage and in the long run will give you thousands of dollars per month for ever. You can then give this rental property to your children and they can get thousands of dollars per month forever. This can go on forever and ever. How can you beat that?

So, keep on smiling and keep buying rental properties they will make you rich and you'll be able to have a great life because of them. Don't look at the small things, look at the big picture. No pain, no gain. If you want to have a life where you never have to worry about anything, then keep your job and work until you're 65 like an idiot. Life isn't meant to be full of work. Work hard now, and retire early later.

On another note I have been busy putting offers on over 30 condos down in Las Vegas. I don't plan on buying 30 condos, but I am putting offers and low balling on many of the condos to see which condos I will choose. I should be purchasing another two or even maybe three condos within the next week. This will keep me on my goal of purchasing two or three condos before the end of September. I wrote down that goal when I was in Vegas, and now it will happen.

Anyways, that's all for now. I've been buying up real estate, and cleaning up real estate and now I can rest and go back to Internet marketing.

My friend Paul is down here (from Vancouver), he just bought a 2 bedroom condo near the strip and is doing some touch ups to it before he gets a property management company to do the rental managing  for it. Good to see some people taking my advice.

Hopefully I know the result of the others offers I put today. I need to leave Vegas this week, but not before I see these places in person.

And if my fucking hosting provider (IValueHost.net) doesn't get there shit together, I am going to find new web hosting, this is complete bullshit. I can't even call you assholes on the phone because you never pick up the phone! I want reliable service please, you jackasses!. Moving wordpress blogs takes a  bit of time and that is the only reason I haven't moved it over yet, dickheads!

I snapped some photos of random stuff, as well…

I painted 2 walls in the condo a yellow, these will be the accent walls. I will come back in October and paint the rest of the condo a pale yellow I'm thinking..

Driving to Red Rock Canyon

Driving to Red Rock Canyon

brother feeding big sister…

Sad because they have to go home, no more pool….

I have put up many posts regarding financial successes and goals that I have achieved and there have been big ones, from my point of view anyways. Considering I came from being a carpenter/ cabinet maker, I can hopefully give myself a pat on the back for what I have done with myself in the last 10 years of my life.

Things change and when that happens you need to go with the flow. I for one am surprisingly not happy when change comes, especially when it affects me in a negative fashion. I’m almost 40 now and I seem to get stuck in my ways. I need to push myself in order to move forward. My industry is ever changing, always evolving and I need to evolve with it. If I wanted to remain at a place with no change I should have stayed working as a cabinet maker making $17.27 per hour, I would be better off. Yeah right.

Focus is the key to success, you need to know what you want and you do not stop until you get what you want, NO MATTER WHAT! What the fuck is the point of wanting something if you don’t even get or achieve it? Wasted energy my friends. The question really is what do I want? I have had so many changes hit me this years it’s pretty amazing. Where do I go from here?

Personally for me, I’m a fighter. I hate giving up, I have too much pride to quit. It could be a reason I hate change. I am scared of the unknown, I am scared of failure. I am in it to win it, losing at anything gets me super pissed, sometimes depressed. These are things I have learned about myself. It’s time to get back on track.

Where to go from here:

1. I have to set my alarm clock for 5:00 am wake up, every day people. This will give me ample time to finish what I need to get done.
2. A daily goal list of things I want and need to get done.
3. I need to continue pushing myself forward, try new things test various  projects out.
4. Don’t be so hard on myself. I know when I have tried as hard as I could. I did everything I could and other shit gets in the way let it go, it’s not my fault.
5. If I was making $3,000 profit per day, maybe today is different. You can only do as much as you can. Things change, find new ways to make that revenue. Think outside of your box, more money is waiting for you around the corner.
6. Real estate time – Prices are slowing in Vancouver and I am planning on buying possibly 2 more condos this year in Vancouver.

This post seem to go all over but I needed to get my thoughts on the screen, so I can go from here. It’s my own way of clearing my head so I can make room in my mind for what is coming next. I may sound like things are falling off of a cliff but in reality anyone would dream to be in the position I am. I am hard on myself and this post proves it once again. Some people are happy with what they have but I want more, why? I have no clue but I am in a competition with myself to be the best that I can be. It’s a never ending competition and the only winner in this competition is me. Happiness and sadness are a fine line for me anyways. I need to push myself to be who I truly am.  If I’m not busting my ass I don’t feel good, I need to sweat to smile. This is how I live my life, 100% or nothing. Onward and upward.

This time around public, I need to make them happen privately. Focus, focus, focus, the law of attraction works. I am living proof, even though I talk myself out of  it sometimes, stupid me. Negativity will kill your inner self, my inner self. Here it to reaching my goals…

I’m back in Vancouver looking at the rain outside and wondering why the f*ck we even came back to the “most beautiful city on earth” (Vancouver?!). In any case now I can focus on the work tasks as hand with no distractions of nice weather, LOL. Driving wasn’t as bad as I thought it would be, 20 hours to get there, with a night in Boise, Idaho in between Vancouver and Vegas.

Now it’s to get off my lazy ass and make some money!

I don’t like not making my goals and it seems the last time I blogged about getting back to my $1500 profit per day it didn’t happen. Why not?

1. Part of it really has to do with me and my relaxed work ethic. Psychologically I think I am happy with the success I have achieved so I don’t work as hard as I should be or did in the past.
2. I don’t push myself like I used, the end result is lower income.  Another reason is feeling sorry for myself because I’m not making as much (stupid I know…). Money screws with your head, when you making tons of it you want more, when it comes in less amounts you get pissed off, angry etc..  Human beings are strange creatures, always wanting more and more, never being satisfied or happy with what they have already.
3. Lastly the internet is constantly evolving and changing and many opportunities that I made hundreds of thousands of dollars from in the past aren’t there. Competition comes in and pretty soon you aren’t making money. Google chances how the rank websites and your AdSense earning dry up and so on. Surprisingly I still make about $1,100 month from Ad Sense, from informational websites I built in 2003-2006. I haven’t touched them in years since at least least 2006. $1,1000 isn’t a ton of cash but I get check for doing nothing. Back to the changing Internet, I found loopholes in search engine like Google, Yahoo and MSN that allowed to get very cheap targeted traffic to my sites and made a killing for years. Most of those loopholes are now closed unfortunately, however the money I made from these tactics has been invested in real estate safe and sound.

I made at least 2-3 million dollar in revenue  from many, many loopholes that  I found that will be forever closed. I am very grateful for being in the right place at the right time in many situations for many years. I basically milked every idea I had as long as I could, and still milking some now as I write this. Being resourceful has helped to cement my financial freedom for as long as I am alive and my kids (and grand children) will be taken care of long after I am gone 50-60 years from now, for that I am so VERY grateful for! I feel like  I have done my duty as a provider, and it feels great to have achieved it.

Don’t count me out yet though, not even close. I still have some tricks up my sleeve I’m not going to slowdown and retire. I have too much energy to stop!

As for the local affiliate marketing I tried it with a local plumbing company, I made a website for them, I set up phone tracking so my client (plumber) knew that these calls were coming from me. So far from what I know he got 1 customer from it in about 1 month.

1. The problem is this, he doesn’t answer the call every time because he is busy being a plumber, if he calls a few hours later then that potential customer may have gotten another plumber lined up for the job.
2. I am paying for all the online advertising, so I get screwed because he isn’t on the ball!
3. Also some plumbing  jobs are just too small for this plumber to do, for instance changing a leaking faucet isn’t really worth it to him. I get 10% of each job, but it hasn’t worked out too well.
4. Traffic for local marketing campaigns is much lower than a dating site where you can target millions of people. For instance for this plumbing client, I get anywhere from 5-13 clicks a day. This is enough to get a job per day you would think but apparently lots of the phone calls are people asking questions more than booking jobs.
5. He has poor communication skills and takes him forever to call me back (many days usually).

I’m not too bummed out on this because I knew there were be problems that I wouldn’t be able to foresee until I actually had a campaign running. Local affiliate marketing definitely does work, because I track the phone calls the plumber is receiving. He is getting the calls but a factor of a few things really isn’t making this deal work out for me. Currently I lost around $250 roughly on this test, you live and learn. I don’t regret doing this project at all, I learned lots and I can use what I have learned on other clients that will pop up. I will be pausing the phone tracking as well as all my online advertising for this client. I wasted enough of my own time and money to try this out. If the client doesn’t want to put in much  effort then I have no alternative. I don’t like chasing clients for their input or money. There are way too many other people who would love an opportunity to have a chance at expanding their client base and only pay for actual clients. Whatever, you live and learn…

Watch this video below it is very inspirational Will Smith is the man he is a driven man, so awesome!!! He never gives up he would rather “die on a treadmill”. This is how you achieve success, so simple but yet SOO POWERFUL. He understands the universe and a crazy work ethic. AWESOME. This video sums up how I feel…

heading out on the 20 hour drive from Vegas to Vancouver

stopping for gas in some Nevada desert gas station

through the Nevada desert..

cool rock formations in the Nevada desert..

Nevada highway patrol

creepy little town in Nowhereville, Nevada USA

ditto

Once you get to Western Idaho, it all changes and looks like Vancouver…

cool looking winding road…

Almost home!!

Here is an example:

Let’s say you have a dental practice in Vancouver and are looking to get new patients. The way to go about generating new business at a fraction of the cost of the Yellow Pages is the Internet. This is the absolute best way for you as a business owner to get the most bang for your buck, why?

Paying $500 month for a page ad in the Yellow Pages is old news. Wouldn’t you as a business like to pay for only individual people who actually contact you by email or phone? If someone is searching for “Burnaby dentist” or  “Burnaby divorce lawyer”, then they come to your website (that I could create) and fill out a  form so you can contact them back.  You as a client only pay  for the lead of a person who is truly interested in what you have to offer.  This is called pay for performance. I get paid only when someone actually contacts you to set up and appointment to have their teeth cleaned or for a divorce consultation.

This is nothing new, just something I haven never focused on a local level. My marketing has always been international, from the UK to the US, and even Italy, until now. I feel the opportunities are endless for me using this local business model. The client would actually get a free trial and they would be able to evaluate the leads for a period of  a few days to one month depending on how many leads they receive. If they get 40 leads from me that would be a sufficient number for them to contact those people and get business out of them.  If they get business from my leads then we move on, and then they can begin paying for the leads they will receive as  a result on my marketing efforts.   Wouldn’t you want to work with me if it costed you nothing for a test run and then if only you were happy would you then start paying for leads sent to you? I thought so.

I am excited to get this up and running, and my first client should be up and running in the next few days. Honestly I feel that the sky is the absolute limit with this. If  I wanted I could use this model in every city in the USA, Canada etc. For now I’m going to start small and then go from there, but this I feel is the beginning of something huge for me.  I have done cold calling , so I know how to get clients. I know where to get clients  and how to talk to them.  The time is now, for me to start my next reinvention. I can see this business model making me $60,000 monthly in a 6 month time frame.

Today I am in the process of getting my PHP coding done (tracking, keywords searched, subids and information via a form to be sent to my client as well as myself.) I also plan to implement the technology of Google Voice to be able to track phone calls, right down to what people searched for on Google.

I have been trying to find a long lasting Internet marketing niche, that won’t die overnight and I think I finally found. The best part about this is that now I can help local business grow immensely. If you are a local business who wants to get customers from the Internet, then this is your chance.

3 Easy step process

1. Risk free to you (I setup up the phone tracking, I create the website, I pay for all the advertising and you collect the leads for free. ) You pay for nothing.
2. After a certain amount of days, weeks or certain amount of free leads, we can evaluate the quality of the leads I am generating for you, then you can choose to move forward or not.
3. You start gaining more customers because of the Internet, and I purse more places to advertise for you,(remember I pay for all the advertising) . More clients, more $$ for you and for me. Everyone is happy.

In all honesty I truly believe that this is a huge opportunity for local business owners in Vancouver or anywhere for that matter. If you are interested in generating more business risk FREE, then contact me by using the form below.
[contact-form]

Since there are so many foreclosures and short sales in Vegas it can and has taken me months to finally close on this condo.The banks are swamped with work.  So now I have possession and I have gotten a local property manager in Las Vegas to rent out the place for. I’m hoping this doesn’t turn out to be another Winnipeg… I’m pretty certain this is the beginning of more condo purchases down in Vegas, it’s hard to resist when you can get such amazing deals. Rents should be between $750 – $900US a month, so it’s all cash flow baby, according to Jeremy (my property manager). I am not buying anymore places down there until I see how this first rental in Vegas does. I sure don’t want to buy  a bunch of condos and have them all sittingempty, so this one is the test. I have a great feeling and I have done my homework so  I’m certain it will be awesome but just to make sure I won’t buy anymore until I see results.

The Secret

I have been watching The Secret DVD over and over to help me get back to my healthy self and I can say it has worked once again! I feel great and I am working harder than ever to get my sales back up and they are showings signs of life again, HAHA.

Always remember, what you focus and think about always come to life, so focus on what you want and not what you don’t want! That is the best advice I can give anyone, who is feeling lost or depressed. The law of attraction!

Escalade

Also I am without my beloved Escalade, as the body shop fixes a few scratches on the front and rear bumper. They are installing new factory fog lights since the lens cover fell off both of the ones on the truck in the last year (don’t ask). Any my Cadillac emblem on my rear tailgate look like hell so I bought a new one that they are installing as well. That should make my SUV look brand newish again! I’m am driving down to Vegas (instead of flying) next month and I want it to look nice and new. I did the calculations and I should save at least $1500 each time I go, if I don’t fly and don’t rent a car when I’m down there.  I thought about buying a car but if I did it would have to be some minivan, and I don’t feel like paying $10,000 or whatever to have a minivan sitting in my garage in Las Vegas. This way I can have my own car down there and save big $$.

Yes’ the drive isn’t short, it’s roughly 20 hours but whatever. It’s the best idea I could come up with. Ok, that’s all for now, it’s 11:38 pm and it’s time to get to bed.

This beauty eyesore was caught in the underground parking lots Planet Hollywood hotel in Vegas, ugh.

I like my booze what can i say??

False Creek and the Granville Street Bridge

False Creek and the Granville Street Bridge

Cooking our food at The Stone Grill. They supply the raw meat and veggies and the super HOT stone seen here and you cook it. It’s kinda expensive at $45 a person for this type of dining.  I would rather just go to Cactus Club instead…

1. I want stable affiliate marketing income producing over $1500 profit every day  for a very, very long time. This goal must be fulfilled by April 16, 2010.
2. I will work the same amount of hours, not more than that (9-5 max).
3. I want to be happy with my results as I should be already.
4. I want the ability to control my emotions more.
5. I will continue to expand the niches where I am already having success

I have been finding it difficult to focus lately and writing down my goals always helps me focus on what I want. Actually without this blog and me posting about my goals I'm sure my income wouldn't be near the level it is now. I make little money from my actual blog however the blogging helps me focus on what I want and that has helped profit immensly. I never actually thought about that before, but in a way I make huge money from my blog because of what my writing down my goals has helped me achieve. ** Remember what you focus on expands, so focus and think about what  you want and it will come to you. Keep your thoughts clear and precise. Know what you want in want in life right down to every last detail and you will receive it. The law of attraction is always at work, like it or not. If you want to read an amazing blog on personal development and the power of positive thinking then check out StevePavlina.com.  He is truly inspirational, his articles will make you really think about what you want in your life. That's it for now, I seriously feel much better just getting all my thoughts on my computer screen (funny how that seems to help..) To Success & $1500 days!

For those of you that know me, realize that I am a man of sticking to my promises. If I say I’m going to do something then it will be done. I like being honest especially with myself.  That being said it’s time to do my goals, why? As I mentioned tons of times before I write down my goals here so I feel like I am accountable to anyone reading my blog. I  like the no B.S. approach is has worked for me so far, so I am going to continue.

Before I post my exact goals for 2010. I want you to read what my real estate guru Ozzie Jurock  sent me my by email:

“People don’t do what we expect, they do what we inspect with respect. New Year’s resolution type goals don’t work, because we have no one to inspect us. Your goals should be specific, quantifiable and measurable. Accountability is the key. For instance, what exactly does it mean when we say: “I will buy some real estate?” Make it specific: “I will buy an investment condo that cash flows by May 1, 2010.” That’s specific and measurable. And…put it in writing … and have someone inspect you. It works!”

Ozzie Jurock is awesome, through his newsletter that I subscribe to, he has guided me to buying cash flow properties in Vancouver, Prince George, Winnipeg (mistake) and now Las Vegas! He doesn’t know that he has even helped me, but one of these days I will chat with him at the real estate seminars that I frequent here in Vancouver and tell how much of an inspiration he is.

1. First off I want to lose about five pounds. It’s not very much, because I don’t really need to drop much weight at all. I am doing the exercise bike every day for 30 minutes and it’s working out great. I sit on my ass and watch TV while I am on the bike, so it doesn’t even feel like a workout really.
2. Real estate! Well what can I say about this? My major goal is to have $20,000 in invest income every month coming through real estate. I am just under half way there, not bad I know. This year I plan on buying 5 more condos, mostly in Las Vegas I think. The end date for this to happen will be November 14, 2010. Last years I said I would buy 3 condos and bought 4, 3 in Vancouver and one in Las Vegas.
3. Online income - Working online has enabled me to buy all the real estate I have, it has changed my life forever, no going back now. I blogged about how I made the $7,000 profit per day goal last month, well it has come down from that level. Honestly it’s pretty tough to keep the momentum going at $7,000 per day for months on end. That being said, I think a new revised goal of $2,000 U.S. per day in profit should be attainable by February 1,2010. I don’t know exactly how I’m going to do this, but the magic of writing down your goals, seems to get me super focused on hitting the bench mark I have set for myself. In this case $2,000 profit U.S per day is my new goal. I want this to be consistent, meaning it will last for months on end. I know I can do and I will do it, let’s watch it happen!

Remember the law of attraction does work, I am living proof of it.

front yard sunsrise, taken on January 7, 2010

back yard sunsrise, taken on January 7, 2010

1. More exercise - I just purchased an exercise bike from Zellers, on sale from $249 to $149.00. I used it about  1 1/2 hours ago  and it’s awesome. I got used to using an exercise bike while were down in Las Vegas for the last month and a half, so I had to pick one up here.
2. More real estate - I love real estate, it’s stable and you can always come out ahead with a  little bit of research and common sense. I plan on buying more condos this year and investment properties.
3. More income - Last year was my best year ever, even though I haven”t added up my income for the year it was very good.  This year I will make even more money because my experience in online marketing has gotten that much better. I learned lots in 2009 and I can carry those skills forward in 2010. No pain, no gain. I had to reinvent myself a few times mainly due to Google tightening the screws on all affiliates. I gave up on them and moved to greener and much more profitable pastures. Goodbye Google, I don’t even miss you at all.
4. More diversification – I plan to continue to diversify my income streams online so I am prepared if things sideline my business ventures. Having your all your eggs in one basket is bad business.
5. More rest & relaxation – I bought the condo in Vegas as part of my R&R, and I plan on using it 3 -4months out of the year.  The weather in Vancouver is rain (surprise), so haven’t that sunny destination to go to anytime I like is an awesome feeling.

I haven’t got detailed about my goals, because I need to think about them a little bit to see exactly what I want to achieve.

Anyways Happy New Years to all! Remember write down your goals and hold yourself accountable! Don ‘t take it lightly. Writing down my goals has helped me achieve success.  Just read through my other goal oriented blog posts in the last year and you will see what I mean ( they all came true…).

Onward and upward!

1. Being that I am blogging from my a condo I own in Las Vegas, Nevada  is a huge accomplishment for me personally. In late April I posted about wanting to buy a place down here, it took me some months to get off my ass and come down here and do it but I did it! I am soo glad that I took the plunge, I love it here. It barely ever rains unlike Vancouver! This is something that I can enjoy with my family and friends as long as I am alive, very happy about that.
2. Reaching my $7,000 day goal!. Even though my earnings have slid since then because of reasons beyond my control, I did it! I know that 2010 will be even better financially for me because of my ability to adapt and deversify. I haven’t added up all my income for 2009 but it should be close $850,000  net. Obviously I am very grateful for that, and I expect continued success within the new year.
3. I have a great wife, who understands me, even though I can be a nut job sometimes. Her easy going atittitude and belief in me makes me stronger and confident in my decisions.
4. My kids are the best thing ever. It’s weird being a father and having little people look up to you, and expect you to take care of them in every way necessary. They are cute little rug rats that have made my life 100% complete. Without my kids there would be something big missing inside of me.
5. The drive and determination I have even surprises me. I don’t know where all my energy comes from, but without my high energy level, I definitely wouldn’t be where I am. I have a drive that keeps me pushing forward, and NEVER looking back.

Overall my life is 10 times better than I imagined it. It’s a dream come true.  I wanted to retire by 40 years old and I said that when I was in my late 20’s, still working as  a cabinet maker and only making $17.27 per hour. It’s still hard for me to sit here and be able to write that I can actually retire by 40, and I made it all happen by myself.

I’m not sure what else to say, life is good and I am thankful for every day. 2010 will be better in every way possible. I will be writing a goal post sometime soon, but I needed to post about what I was thankful for having and happening in 2009.